NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterestbearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

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April 3, 2012-Debit Card Alert

As reported in the news on March 30, 2012, Mastercard and Visa have formally announced that a major third-party card processor's system has been breached. First National Bank of Decatur County remains committed to protecting our customers until this situation is resolved.

We are temporarily blocking signature-based debit card transactions to merchants in the following states based on high levels of fraudulent activity at this time: California, Connecticut, Delaware, Maryland, Massachusetts, Nevada, New Jersey, New York, Pennsylvania, Rhode Island, Texas, Vermont, and West Virginia.

If you are traveling in these areas you may use your debit card for pin-based transactions. If you currently have a repetitive payment on your debit card that is processed in a blocked state (listed above), please consider using our free bill pay, draft from your checking account, or other form of payment such as a credit card. Paypal users can also credit their paypal account by drafting money from their checking account.

Please contact us if you have any questions at 229-246-3131. We apologize for any inconvenience.

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