• Checking Accounts
• Money Market Account
• Savings Account
• CD & IRA Accounts
• Debit / ATM Cards

SMALL BUSINESS CHECKING

• Minimum to Open: $100.00
• Minimum Daily Balance Required for
  No Service Charge: $500.00
• Accounts not meeting Balance Requirements: $5.00 per statement cycle
• Over 50 items: $0.05 per item

ANALYSIS CHECKING

• Minimum to Open: $100.00
• Account Maintenance: $5.00
• Deposited Items: $0.05
• Debits on Account: $0.10
• Deposits: $0.25

BUSINESS MONEY MARKET**

• Minimum to Open: $2000.00
• Minimum Daily Balance Required for No Service Charge: $2000.00
• Accounts not meeting Balance Requirements: $5.00 per statement cycle
• Minimum Daily Balance Required to Earn Interest: $2000.00

BUSINESS SAVINGS ACCOUNT**

• Minimum to Open: $100.00
• Minimum Daily Balance Required for No Service Charge: $100.00
• Accounts not meeting Balance Requirement: $5.00 per statement cycle
• Minimum Daily Balance Required to Earn Interest: $100.00
• Each Withdrawal or Debit after 6 per qtr: $1.00

CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS

• Minimum to Open: $500.00
• Interest can be credited to another account, paid by check or added back to account balance.
• Interest can be paid monthly, quarterly, semi-annually or annually.
• Withdrawals my be subject to penalties.

Terms available:

• 30 days
• 90 days
• 180 days
• 12 months
• 18 months
• 24 months
• 36 months
• 48 months
• 60 months

** Depositor is permitted or authorized to make no more than six transfers and/or withdrawals per calendar month or statement cycle, no more than three of the six such transfers may be made by check, draft, debit card, or similar order made by the depositor and payable to third parties. Regulations allow unlimited withdrawals and transfers when made by Mail, Messenger, ATM, in Person or by Telephone, provided a check is mailed to the depositor.