• Checking Accounts
• Money Market Account
• Savings Account
• CD & IRA Accounts
• Debit / ATM Cards

FIRST CHECKING

• Minimum to Open: $100.00
• Minimum Daily Balance Required for
  No Service Charge: $400.00
• Accounts not meeting Balance Requirements: $4.00 plus $0.25 per item

Free 4 U

• Minimum to Open: $100.00
• Minimum Credit Score to Qualify: 625
• No Monthly Service Charge

FLAT FEE CHECKING

• Minimum to Open: $100.00
• Service Charge: $8.00 per month

NOW CHECKING

• Minimum to Open: $100.00
• Minimum Daily Balance Required for No Service Charge: $1000.00
• Accounts not meeting Balance Requirements: $5.00 plus $0.20 per item
• Minimum Daily Balance Required to Earn Interest: $1000.00

PRESTIGE CHECKING

• Minimum to Open: $100.00
• Minimum Daily Balance Required to Earn Interest: $100.00
• Minimum Age to Qualify: 50
• No Monthly Service Charge
• Discounted Safe Deposit Boxes
• Personalized Checks
• First Order (Wallet Bank Stock): No Charge
• Reorders: Discount Rate
• Other Benefits May Apply

MONEY MARKET**

• Minimum to Open: $2000.00
• Minimum Daily Balance Required for No Service Charge: $2000.00
• Accounts not meeting Balance Requirements: $7.00 per statement cycle
• Minimum Daily Balance Required to Earn Interest: $2000.00

SAVINGS ACCOUNT**

• Minimum to Open: $100.00
• Minimum Daily Balance Required for No Service Charge: $100.00
• Accounts not meeting Balance Requirements: $5.00 per statement cycle
• Minimum Daily Balance Required to Earn Interest: $100.00
• Each Withdrawal or Debit after 6 per qtr: $1.00

CERTIFICATES OF DEPOSIT & IRA

• Minimum to Open: $500.00
• Interest can be credited to another account, paid by check or added back to account balance.
• Interest can be paid monthly, quarterly, semi-annually or annually.
• Withdrawals may be subject to penalties.

Terms available:

• 30 days
• 90 days
• 180 days
• 12 months
• 18 months
• 24 months
• 36 months
• 48 months
• 60 months

** Depositor is permitted or authorized to make no more than six transfers and/or withdrawals per calendar month or statement cycle, no more than three of the six such transfers may be made by check, draft, debit card, or similar order made by the depositor and payable to third parties. Regulations allow unlimited withdrawals and transfers when made by Mail, Messenger, ATM, in Person or by Telephone, provided a check is mailed to the depositor.