• Checking Accounts
• Money Market Account
• Savings Account
• CD & IRA Accounts
• Debit / ATM Cards

FIRST CHECKING

• Minimum to Open: $100.00
• Minimum Daily Balance Required for
  No Service Charge: $500.00
• Accounts not meeting Balance Requirements: $5.00 plus $0.25 per item

Free 4 U

• Minimum to Open: $100.00
• Minimum Credit Score to Qualify: 625
• No Monthly Service Charge

FLAT FEE CHECKING

• Minimum to Open: $100.00
• Service Charge: $8.00 per month

NOW CHECKING

• Minimum to Open: $1000.00
• Minimum Daily Balance Required for No Service Charge: $1000.00
• Accounts not meeting Balance Requirements: $6.00 plus $0.20 per item
• Minimum Daily Balance Required to Earn Interest: $1000.00

PRESTIGE CHECKING

• Minimum to Open: $100.00
• Minimum Daily Balance Required to Earn Interest: $100.00
• Minimum Age to Qualify: 50
• No Monthly Service Charge
• Discounted Safe Deposit Boxes
• Personalized Checks
• First Order (Wallet Bank Stock): No Charge
• Reorders: Discount Rate
• Other Benefits May Apply

MONEY MARKET**

• Minimum to Open: $2500.00
• Minimum Daily Balance Required for No Service Charge: $2500.00
• Accounts not meeting Balance Requirements: $8.00 per statement cycle
• Minimum Daily Balance Required to Earn Interest: $2500.00

SAVINGS ACCOUNT**

• Minimum to Open: $100.00
• Minimum Daily Balance Required for No Service Charge: $100.00
• Accounts not meeting Balance Requirements: $5.00 per statement cycle
• Minimum Daily Balance Required to Earn Interest: $100.00
• Each Withdrawal or Debit after 6 per qtr: $1.00

CERTIFICATES OF DEPOSIT & IRA

• Minimum to Open: $500.00
• Interest can be credited to another account, paid by check or added back to account balance.
• Interest can be paid monthly, quarterly, semi-annually or annually.
• Withdrawals may be subject to penalties.

Terms available:

• 30 days
• 90 days
• 180 days
• 12 months
• 18 months
• 24 months
• 36 months
• 48 months
• 60 months

** Federal regulations limit the number of withdrawals and/or transfers that may be made from a money market/savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your account each month or statement cycle by pre-authorized transfer, or telephone/PC transfer and if the account permits transfer by check or debit card.