FIRST CHECKING

  • Minimum to Open: $100.00
  • Minimum Daily Balance Required for
    No Service Charge: $500.00
  • Accounts not meeting Balance Requirements: $5.00 plus $0.25 per item

Free 4 U

  • Minimum to Open: $100.00
  • Minimum Credit Score to Qualify: 625
  • No Monthly Service Charge

FLAT FEE CHECKING

  • Minimum to Open: $100.00
  • Service Charge: $8.00 per month

NOW CHECKING

  • Minimum to Open: $1000.00
  • Minimum Daily Balance Required for No Service Charge: $1000.00
  • Accounts not meeting Balance Requirements: $6.00 plus $0.25 per item
  • Minimum Daily Balance Required to Earn Interest: $1000.00

PRESTIGE CHECKING

  • Minimum to Open: $100.00
  • Minimum Daily Balance Required to Earn Interest: $100.00
  • Minimum Age to Qualify: 50
  • No Monthly Service Charge
  • Discounted Safe Deposit Boxes
  • Personalized Checks
  • First Order (Wallet Bank Stock): No Charge
  • Reorders: Discount Rate
  • Other Benefits May Apply
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MONEY MARKET**

  • Minimum to Open: $2500.00
  • Minimum Daily Balance Required for No Service Charge: $2500.00
  • Accounts not meeting Balance Requirements: $8.00 per statement cycle
  • Minimum Daily Balance Required to Earn Interest: $2500.00
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SAVINGS ACCOUNT**

  • Minimum to Open: $100.00
  • Minimum Daily Balance Required for No Service Charge: $100.00
  • Accounts not meeting Balance Requirements: $5.00 per statement cycle
  • Minimum Daily Balance Required to Earn Interest: $100.00
  • Each Withdrawal or Debit after 6 per qtr: $1.00
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CERTIFICATES OF DEPOSIT & IRA

  • Minimum to Open: $500.00
  • Interest can be credited to another account, paid by check or added back to account balance.
  • Interest can be paid monthly, quarterly, semi-annually or annually.
  • Withdrawals may be subject to penalties.

Terms available:

  • 30 days
  • 90 days
  • 180 days
  • 12 months
  • 18 months
  • 24 months
  • 36 months
  • 48 months
  • 60 months

** Federal regulations limit the number of withdrawals and/or transfers that may be made from a money market/savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your account each month or statement cycle by pre-authorized transfer, or telephone/PC transfer and if the account permits transfer by check or debit card.

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Member FDIC
First National Bank of Decatur County
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